Southern Michigan Bank and Trust wants customers to know that we are here to provide continuous banking services, as we have done since 1872. Our drive-thru branches remain open during normal hours of operation. In an effort to support the Stay Home Stay Safe initiative, we would like to encourage customers to utilize our Personal Teller Machines (PTMs), where you can speak with a live teller until 7pm Monday through Friday. We also have several other branchless banking products such as such as online banking, mobile banking, and online mortgage applications. During this time of need, Southern will continue to offer a number of relief and assistance programs as well. Visit
www.smb-t.com or call 1-800-379-7628 for more information.
Even though our lobbies are closed, we are still proud to still be able to serve you. The chart below shows common banking transactions, and the different solutions Southern has to offer: