About Citizens Inc.
Citizens, Inc. is an insurance holding company incorporated in Colorado serving the life insurance needs of individuals in the United States since 1969 and internationally since 1975. Citizens, Inc. is a publicly-traded company that has been listed on the New York Stock Exchange (NYSE: CIA) since 2002. Through our insurance subsidiaries, we pursue a strategy of offering traditional insurance products in niche markets where we believe we are able to achieve competitive advantages. Our core insurance operations include:
Life Insurance segment - U.S. dollar-denominated ordinary whole life insurance and endowment policies predominantly sold to foreign residents, located principally in Latin America and the Pacific Rim, through independent marketing consultants; and
Home Service Insurance segment - final expense and limited liability property policies sold to middle and lower-income households in Louisiana, Mississippi, and Arkansas, through employee and independent agents in our home service distribution channel and through funeral homes.