Wednesday, January 5, 2022
We are Open for Networking!Join us at Cantina Azteca on the First Wednesday of every month at 11:45am for a round table discussion where you can meet fellow business owners; listen, learn and share details about your own business. Everyone is welcome! Please RSVP so we can have an accurate headcount.
Wednesday, January 5, 2022
An estate plan ensures your personal belongings and assets go to the people you care about most. In many instances, a will isn’t enough. Join SAFE’s Financial Wellness Team to understand how an estate plan can work in conjunction with a living trust to protect you and your loved ones both during and beyond your lifetime.Topics covered in this session:
• Benefits of estate planning
• Living trust basics
• Wills vs. Living Trust
• Probate
Thursday, January 6, 2022
Are you as prepared for retirement as you’d like to be? With longer life spans, increasing health care costs and the diminishing role of traditional pensions, planning for retirement is more complex than ever. Choices made during the final decade of your career can deeply impact your retirement plan. Join our presentation to learn more about:
- Timing your retirement and determining how much savings you might need
- Maximizing your retirement savings strategy now and what to do as you approach retirement
- What to expect from Social Security and how to build a retirement income stream
- Factors, other than money, that can have a considerable effect on your retirement
Tuesday, January 11, 2022
Debt is defined as the state of owing money. We acquire debt in many forms—purchasing vehicles or a home, taking on loans for education, or accessing revolving credit lines. When debt is handled properly, we can strategically build healthy debt to help budget and to create a healthy financial cushion. Join SAFE’s Financial Wellness Team for this discussion on the difference between healthy and unhealthy debt, with a strategy to reduce high interest debt. Topics covered in this session:• Defining healthy debt
• Exploring the benefits of healthy debt
• Defining unhealthy debt
• Discussing the risk of unhealthy debt
• Reducing high interest debt
Wednesday, January 12, 2022
Excessive overspending can lead to long-term financial problems such as debt and take away from your future financial goals. Join SAFE’s Financial Wellness team to learn how spending behaviors are formed and how to control them. Topics covered in this session include:• Money behaviors
• Tracking your spending
• Being accountable of your finances
Wednesday, January 26, 2022
We know the home buying process can be overwhelming and you are not sure where to start. Learn the facts about buying a home and leave any uncertainty at the door. Our experts will help bring clarity to your home buying journey by deciphering fact vs. fiction about mortgages and what to expect in the process. Topics covered in this session include:• Pre approval myths
• What are the out-of-pocket expenses
• Insight into a realistic down payment
• Information on loan programs and lenders