Tuesday, December 5, 2023
We can help you learn the right strategy to save more and spend less this holiday season. Join SAFE's Financial Wellness Team to discover smart ways to "rein" in your holiday spending.Topics Covered:
• Planning ahead
• Setting a gift and food budget
• Shopping for Black Friday deals
• Sticking to the budget you create
Tuesday, December 5, 2023
The Carmichael Chamber of Commerce directors meet monthly on the Second Tuesday of each month (Nov. and Dec. exception). The board of directors establishes the procedures and policies of the organization.
This is an open meeting. If you wish to make a presentation to the board, please contact execdir@carmichaelchamber.com to be added to the agenda for approval.
Tuesday, December 5, 2023
Finance and Sponsorship Committee: This committee focuses on promoting economic growth and development in the community. They may work on attracting new businesses, supporting entrepreneurship, and marketing the area to potential investors.
- Sponsorships
- Major Donors
4 pm
Locations: TBD
Don't hesitate to contact the Finance & Sponsorship Committee Chair, William Bowen, at wlb@bowenlegal.com to let him know if you want to attend.
Open to all Carmichael Chamber Members in good standing.
Wednesday, December 6, 2023
When the tuition bill is due, there is often a balance remaining after scholarships and grants have been applied. How families pay the balance is not a "one size fits all" decision. This session will take a look at all the various options - from tapping into personal resources, tuition payment plans, evaluating various available parent and student loans, and even how to continue to look for scholarships throughout the year.Topics covered:
- Paying for college
- How to fund the remaining tuition
- Student loan options
Thursday, December 7, 2023
The holiday season is upon us! We're here to help you spend wisely and avoid fraud when shopping with your credit cards. Join our Financial Wellness Team for ways to shop safely.Topics Covered:
• How to use credit cards to spend wisely
• Tools to help you manage your credit card spending
• How to look out for potential fraud
Tuesday, December 12, 2023
Debt is defined as the state of owing money. We acquire debt in many forms—purchasing vehicles or a home, taking on loans for education, or accessing revolving credit lines. When debt is handled properly, we can strategically build healthy debt to help budget and to create a healthy financial cushion. Join SAFE’s Financial Wellness Team for a discussion on the difference between healthy and unhealthy debt, with a strategy to reduce high interest debt.Topics Covered:
• Defining healthy debt
• Exploring the benefits of healthy debt
• Defining unhealthy debt
• Discussing the risk of unhealthy debt
• Reducing high interest debt
Wednesday, December 13, 2023
Membership Committee: This committee is responsible for attracting and retaining members for the chamber of commerce. They may develop membership benefits, outreach strategies, and networking events.
- Ambassador Program
- Community Outreach
- Business Walks (Work with Economic Development Committee and Events)
- Volunteers
4 pm
Location:TBD
Don't hesitate to contact Bill at wlb@bowenlegal.com to let her know if you want to attend.
Open to all Carmichael Chamber Members in good standing.
Wednesday, December 13, 2023
Events Committee: This committee plans and executes events for the chamber of commerce, such as networking events, fundraisers, and community outreach events.
- Carmichael Chamber Annual Awards Dinner
- Mayor Mingle
- Best of Carmichael
Don't hesitate to contact the Events Committee Chair, Rosie Buck, at rosie.buckfamauto@gmail.com to let her know if you want to attend.
Open to all Carmichael Chamber Members in good standing.
Thursday, December 14, 2023
Ever wonder why you choose a certain brand of toothpaste, or how you determine where to shop for groceries? Join SAFE’s Financial Education team as we dive into the psychology of spending to learn how advertising influences consumers and subconsciously shapes how we spend.Topics Covered:
• Understanding the parts of the brain that influence our spending decisions
• How retailers use psychological methods to grab the attention of the consumer
• Tips on how to reprogram our shopping habits
Tuesday, December 19, 2023
This is the luncheon you do not want to miss!We will be revealing our new 2024 Honorary
Mayor, honoring their nonprofit, as well as the
announcement of the 2024 Calendar of Events!
Networking and Registration – 11:00 am
Lunch – 11:30 am
Program - Noon
Don't forget a raffle prize and business cards!
Registration is required
5631 Cypress Ave, Carmichael
Lunch Provided by: Elks Lodge
Members: $25
Future Members: $30
Thursday, December 21, 2023
Excited about buying a home, but not sure if now is the right time? Even with current interest rates, our SAFE Mortgage Team is here to navigate you through the current market. Join SAFE’s Financial Wellness Team to start your next chapter!Topics Covered:
• Determine homebuying affordability
• Understand credit criteria
• The home-buying experience